PERSONAL LOAN
Personal Loan. No Collateral. Instant Approval.
Borrow ₹50,000 to ₹40 Lakh at interest rates starting 10.50% p.a. — funds in your account within 24 hours. Cover weddings, medical bills, travel, or home renovation without pledging a single asset.
Why choose us
Why choose Personal Loan?
Funds Within 24 Hours
Pre-approved applicants receive disbursal in one working day after e-KYC.
Minimal Documentation
PAN, Aadhaar, salary slips & 6-month bank statement — nothing more.
Zero Collateral Needed
No property, no guarantor. Sanctioned purely on income and CIBIL score.
Tenure up to 6 Years
Repay over 12 to 72 months — pick a tenure that keeps your EMI affordable.
Run the numbers
Personal Loan EMI
Loan amount
₹5 L
₹50K₹40 L
Tenure
3y
12 mo6y
Interest rate
10.50%
10.50%24.00%
Monthly EMI
₹16,251
Total interest
₹85K
Total payable
₹5.9 L
Principal vs Interest breakdown
Principal ₹5 LInterest ₹85K
Eligibility CheckWondering if
Wondering if
you qualify?
Apply in 2 minutes to see personalised Personal Loan offers — zero CIBIL impact, no documents needed.
Check My Eligibility80+
Lender partners
30 sec
Eligibility check
Criteria to qualify
Age
21 – 60 years
Employment
Salaried (Private / Govt) or Self-Employed Professional
Work Experience
2+ years total; minimum 1 year with current employer
Net Monthly Income
₹25,000 minimum (varies by lender & city)
CIBIL Score
700+ preferred; 650+ accepted by select NBFCs
Key advantages
Personal Loan benefits & features
No Asset Pledging
Purely income-based lending — no property, no gold, no guarantor of any kind required.
Same-Day Pre-Approval
Complete your application online; get a pre-approval decision in minutes, disbursal in 24 hrs.
Repay Over Up to 6 Years
Choose 12 to 72 months. Longer tenure = lower EMI, more breathing room for your budget.
Full Fee Transparency
Processing fee (1–3%), GST & stamp duty — all disclosed before you accept any offer.
Penalty-Free Foreclosure
Prepay the full outstanding after 12 EMIs with zero charges on select lender offers.
Top-Up on Existing Loan
Already repaying? Get additional funds on your active loan without submitting fresh documents.
Documents required
- PAN card & Aadhaar card (KYC)
- Latest 3 months' salary slips
- Last 6 months' bank account statement
- Form 16 or latest Income Tax Return (ITR)
- Passport-size photograph
Personal Loan FAQs
Most partner lenders require a CIBIL score of 700 or above. However, select NBFCs on our platform consider scores as low as 650, particularly for salaried applicants with a stable income history.