HOME LOAN
Home Loan. Buy, build, renovate.
The lowest rates in the market — from 7% p.a. — with tenures up to 30 years. Get up to 100% of your property value financed.
Why choose us
Why choose Home Loan?
Rates from 7%
Among the lowest home loan rates in India.
Up to 30-year tenure
Bring your EMI down to a comfortable level.
Tax benefits up to ₹3.5L
Section 80C + 24(b) deductions.
Balance transfer built-in
Move your existing home loan, save lakhs.
Run the numbers
Home Loan EMI
Loan amount
₹50 L
₹5 L₹5 Cr
Tenure
20y
5y 30y
Interest rate
7.00%
7.00%10.50%
Monthly EMI
₹38,765
Total interest
₹43 L
Total payable
₹93 L
Principal vs Interest breakdown
Principal ₹50 LInterest ₹43 L
Eligibility CheckWondering if
Wondering if
you qualify?
Apply in 2 minutes to see personalised Home Loan offers — zero CIBIL impact, no documents needed.
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30 sec
Eligibility check
Criteria to qualify
Age
23 – 70 years (at loan maturity)
Employment
Salaried or Self-Employed Professional / Business
Monthly Income
Min. ₹25,000 (salaried) / ₹35,000 (self-employed)
CIBIL Score
700+ preferred for best interest rates
Property
Must be approved / cleared by the lender
Key advantages
Home Loan benefits & features
Rates Starting 7% p.a.
Access India's most competitive home loan rates across 40+ lenders on one platform.
Tenure up to 30 Years
Spread your repayment comfortably over decades to reduce your monthly EMI burden.
Tax Savings up to ₹3.5 Lakh
Claim deductions under Section 80C (₹1.5L on principal) and Section 24(b) (₹2L on interest).
Finance up to 100% of Value
Get up to 100% of the property value financed — lower down payment, faster ownership.
Balance Transfer Support
Switch your existing home loan to a lower-rate lender and save lakhs over the remaining tenure.
No Prepayment Charges
On floating rate home loans, prepay any amount at any time with absolutely zero penalty.
Documents required
- Identity & address proof (PAN, Aadhaar)
- Last 6 months' bank statements
- Income proof (salary slips / ITR)
- Property documents (sale deed, NOC)
- Property valuation report
Home Loan FAQs
Up to 100% of the property value (LTV) with select lenders, subject to your income and credit profile.