BUSINESS LOAN
Business Loan. Fuel your growth.
Unsecured working capital and growth loans for MSMEs — up to ₹75 Lakh with flexible EMIs and no collateral.
Why choose us
Why choose Business Loan?
Collateral-free
No property, no assets to pledge.
3-day disbursal
Bank statements + GST — that's it.
Growth-linked limits
Your limit grows with your revenue.
Part-payment anytime
Reduce your principal whenever you have surplus.
Run the numbers
Business Loan EMI
Loan amount
₹15 L
₹1 L₹75 L
Tenure
3y
12 mo5y
Interest rate
14.00%
14.00%24.00%
Monthly EMI
₹51,266
Total interest
₹3.5 L
Total payable
₹18.5 L
Principal vs Interest breakdown
Principal ₹15 LInterest ₹3.5 L
Eligibility CheckWondering if
Wondering if
you qualify?
Apply in 2 minutes to see personalised Business Loan offers — zero CIBIL impact, no documents needed.
Check My Eligibility80+
Lender partners
30 sec
Eligibility check
Criteria to qualify
Business Vintage
Minimum 2 years in operation
Annual Turnover
₹40 Lakh or above
GST Registration
Active GST registration mandatory
CIBIL Score
700+ (personal credit of promoter)
Business Type
Proprietorship / Partnership / LLP / Pvt Ltd
Key advantages
Business Loan benefits & features
Completely Collateral-Free
No property, equipment, or assets needed as security for loans up to ₹50 Lakh.
Disbursal in 3 Working Days
Minimal paperwork — bank statements and GST returns are enough to get started.
Growing Credit Limits
Your eligible loan amount scales automatically as your business revenue grows.
Part-Payment Flexibility
Reduce outstanding principal whenever you have surplus cash — no lock-in period.
Overdraft / CC Option
Access a revolving credit line — pay interest only on what you actually use.
All Business Structures
Proprietorships, partnerships, LLPs, and Pvt Ltd companies are all eligible.
Documents required
- PAN (both personal & business)
- Last 12 months' bank statements
- Last 2 years' ITR + audited financials
- GST returns (last 12 months)
- Business proof (Udyam / Shop Act)
Business Loan FAQs
For unsecured loans under ₹50L, no. We rely on your bank statements, GST filings, and ITRs.