LOAN AGAINST PROPERTY
Loan Against Property. Unlock your home's value.
Borrow up to ₹3 Crore against your residential or commercial property at rates starting 9.50% p.a.
Why choose us
Why choose Loan Against Property?
Up to 75% of property value
Residential or commercial — both work.
15-year tenure
Long repayment, low EMI.
Rates from 9.50%
Among the lowest secured loan rates.
End-use flexibility
Business, education, medical — any legitimate use.
Run the numbers
Loan Against Property EMI
Loan amount
₹30 L
₹5 L₹3 Cr
Tenure
10y
5y 15y
Interest rate
9.50%
9.50%13.00%
Monthly EMI
₹38,819
Total interest
₹16.6 L
Total payable
₹46.6 L
Principal vs Interest breakdown
Principal ₹30 LInterest ₹16.6 L
Eligibility CheckWondering if
Wondering if
you qualify?
Apply in 2 minutes to see personalised Loan Against Property offers — zero CIBIL impact, no documents needed.
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Lender partners
30 sec
Eligibility check
Criteria to qualify
Age
25 – 70 years
Monthly Income
Minimum ₹35,000 net per month
CIBIL Score
700+ for the most competitive rates
Property Title
Clear, unencumbered title deed required
Property Type
Residential, commercial, or industrial
Key advantages
Loan Against Property benefits & features
Up to 75% of Property Value
Both residential and commercial properties accepted — get maximum value on your asset.
Repayment up to 15 Years
Long tenure keeps your monthly EMI low and manageable without straining cash flow.
Rates Starting 9.50% p.a.
Secured nature of the loan ensures some of the lowest interest rates available.
End-Use Flexibility
Use funds for business expansion, education, medical emergencies, or any personal need.
Retain Property Possession
You continue to occupy and use your property freely throughout the entire loan tenure.
Part-Prepayment Allowed
Reduce your outstanding principal whenever you have surplus funds — at no extra cost.
Documents required
- Property papers (title, sale deed)
- Latest property tax receipt
- Income proof (ITR, salary)
- PAN & Aadhaar
- 6-mo bank statements
Loan Against Property FAQs
Yes. The property is mortgaged but you retain possession and usage rights.