LOAN AGAINST GOLD
Loan Against Gold. Instant cash against gold.
Borrow up to 75% of your gold's value at rates starting 9.25%. Same-day disbursal. Your gold stays in secured vaults.
Why choose us
Why choose Loan Against Gold?
Same-day disbursal
Walk in, walk out with cash.
Insured storage
Your gold in bank-grade vaults.
75% LTV
Higher loan value on your gold.
Flexible repayment
Pay interest monthly, bullet, or EMI.
Run the numbers
Loan Against Gold EMI
Loan amount
₹2 L
₹20K₹25 L
Tenure
12 mo
3 mo3y
Interest rate
9.25%
9.25%15.00%
Monthly EMI
₹17,513
Total interest
₹10K
Total payable
₹2.1 L
Principal vs Interest breakdown
Principal ₹2 LInterest ₹10K
Eligibility CheckWondering if
Wondering if
you qualify?
Apply in 2 minutes to see personalised Loan Against Gold offers — zero CIBIL impact, no documents needed.
Check My Eligibility80+
Lender partners
30 sec
Eligibility check
Criteria to qualify
Age
18 – 75 years
Gold Purity
18 to 24 carat (hallmarked preferred)
Minimum Quantity
10 grams of gold ornaments or coins
KYC Documents
PAN card + Aadhaar card mandatory
Key advantages
Loan Against Gold benefits & features
Same-Day Cash Disbursal
Walk into a branch with your gold and walk out with cash — all within a few hours.
Bank-Grade Vault Security
Your gold is fully insured and kept in high-security bank vaults — 100% protected.
Up to 75% LTV
Get up to 75% of your gold's current market value as the loan amount.
Flexible Repayment Modes
Choose monthly interest-only, bullet repayment, or regular EMI — completely your call.
No Income Proof Needed
No salary slips or ITR required. Your gold is the only collateral needed.
Partial Release Option
Partially repay and get a proportionate amount of your pledged gold released early.
Documents required
- PAN card
- Aadhaar card
- Passport-size photo
- The gold itself (jewellery or coins)
Loan Against Gold FAQs
Yes. Your gold is sealed, tagged, and stored separately. You get the same items back on loan closure.