HOME LOAN BY AMOUNT
Home Loan by Amount. Real offers for every budget.
From a ₹25 Lakh first flat to a ₹5 Crore villa, compare home loan offers built for your ticket size. Rates from 7% p.a., funding up to 100% of property value, tenures up to 30 years.
Why choose us
Why choose Home Loan by Amount?
₹25L – ₹50L
Up to 90% funding, PMAY subsidy eligible.
₹50L – ₹1Cr
Up to 80% funding, the most competitive bank rates.
₹1Cr – ₹5Cr
Premium and luxury property loans at 75% LTV.
Amount-matched lenders
Only lenders active in your price bracket.
Run the numbers
Home Loan by Amount EMI
Loan amount
₹50 L
₹25 L₹5 Cr
Tenure
20y
5y 30y
Interest rate
7.00%
7.00%12.00%
Monthly EMI
₹38,765
Total interest
₹43 L
Total payable
₹93 L
Principal vs Interest breakdown
Principal ₹50 LInterest ₹43 L
Eligibility CheckWondering if
Wondering if
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Eligibility check
Criteria to qualify
Up to ₹50 Lakh
₹30,000+ monthly income, LTV up to 90%
₹50 Lakh – ₹1 Crore
₹60,000+ monthly income, LTV up to 80%
Above ₹1 Crore
₹1.5 Lakh+ monthly income, LTV up to 75%
Age
21 – 65 years at loan maturity
CIBIL Score
750+ unlocks the lowest rate slab
Key advantages
Home Loan by Amount benefits & features
Right Rate for Your Slab
RBI risk weights make ₹30–75 Lakh loans cheaper for banks. We find the lender pricing your bracket best.
Maximum Funding
Loans up to ₹30 Lakh can be funded up to 100% of property value, so you bring less from your pocket.
PMAY Subsidy Check
For eligible first-time buyers, we check credit-linked subsidy availability on affordable-segment loans.
Tax Benefits at Every Size
Deduct up to ₹1.5 Lakh principal and ₹2 Lakh interest yearly, regardless of loan amount.
Tenure up to 30 Years
Long tenures keep even a ₹1 Crore loan affordable on a monthly basis.
Pre-Approved Before You Book
Get an in-principle sanction for your amount so you can negotiate with builders confidently.
Documents required
- PAN card & Aadhaar card (KYC)
- Latest 3 months' salary slips & Form 16, or 3 years' ITR
- Last 6 months' bank statement
- Agreement to sell / allotment letter of the property
- Approved building plan & chain of title documents
- Cost estimate or builder demand letter
Home Loan by Amount FAQs
Lenders generally allow an EMI of up to 50–60% of net monthly income. At 8.5% for 20 years, every ₹1 Lakh of monthly income supports roughly ₹55–60 Lakh of loan, assuming no other EMIs.